The ladder to success, a look to financial tax planning

Do you ever wonder what can you do to improve your financial life? With simple steps you can always improve your future. 

The Ladder to success, I can tell you the worst thing you can do is become tax exempt at work, the outcome will always derive in owing taxes to the IRS and State.

This tax 2016 tax season, we are offering free tax planning to all of our clients, keep track of your progress all the time, just like you keep track of your credit score.

The first simple step is to file your tax returns on time and accurately.

The second step would be to look in ways to save money in paying taxes every year, there are plenty of ways to this the right way, one is to set up a retirement account such a IRA, ROTH IRA, or a SEP IRA if you own a business. These actions will lower your tax liability every year, and will create a fund for your retirement that you can use for your retirement and or for a down payment for a house, or for sick expenses under certain conditions.

The big ticket to lower your taxes is to own property, those mortgage interest payments and point paid at purchase can lower your tax liability by a lot.

These are just an example of what we can do for you this tax season for free, we can look your numbers and tell you what is the best way to plan your taxes.

The big change for Income Tax businesses for next 2015 tax season...

OREM Client

Another tax season is over, we are all relief and glad it is finely over; and they are already new changes that will impact the business for the 2015.

To begin with there are several provisions and proposals attached to the 2015 budget.

What it is going to affect the tax preparation business is the “Correctable error” authority for the IRS.

People in this business know that the TPTIN was stuck down last year with the judgment waiting for appeal in the case of Loving vs. IRS in which 3 tax preparers sued successfully the IRS under the argument that the IRS doesn’t have the authority to regulate tax preparers.

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In my opinion the whole argument is ridiculous and absurd, because how in the hell the IRS has authority to regulate the higher tax payers professionals like CPA’s, Lawyers, Enrolled Agents, etc. and then the IRS doesn’t have the authority to regulate the people that work under their supervision? In my opinion it is ridiculous and absurd.

I find it specially ridiculous an absurd after suffering the stress and tension associated with my 2012 year preparation and passing of the 3 tests to become an IRS Enrolled Agent to avoid the yearly PTIN test and a stroke.

This long waited proposal corrective error will clarify that the IRS has the explicit authority to regulate all tax preparers and effectively reverse Loving 2014-I USTC where the court of appeals for the district of Columbia circuit struck down the IRS registered tax return preparer RTRP program.

This proposal would be effective on or after the date of enactment.

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So I think if you are a individual that works preparing taxes by yourself, from home and under no

supervision, then this will change your business unless you get the proper designations, or if you join a supervisory company.

Again in my opinion this proposal could make established accounting companies bigger and more competitive, and powerful in relation to small and individual tax preparers.

November the busy month before tax season...

Finally   November is here. This is the month when usually clients start to rush over accounting records and start to get ready for tax season.

In my case I start to get ready for tax season by making sure everything is in place, current tax software, bank products up to date, tax preparers ready, advertisement ready, and this year the new affordable care act or Obamacare in place I have an extra work by helping clients to sign up.

Also, by getting this new Real Estate license made my half year more interesting than usual; I’m glad to share that I passed all 3 college classes required, and I’m ready to take the California state examination, too bad they told me it’ll take about a month and half to schedule it. Now I’ll be forced to keep all the information fresh for the next weeks instead on moving on to the next challenge like I planned.

I’m very excited to share that this coming 2014 tax season that at OREM tax services we’ll have more agents helping us to further our services in different states,

This year I wonder what license are we getting in 2014? Because I obtained all the important licenses we planned and need. I guess it is time to start to get thing easy and just enjoy while networking everywhere we go.

I have the idea of teaching business accounting, tax write offs, on different cities and states. That is a request that I get often when talking to some people all the time.

The tax year is almost gone...so, get ready!

OREM Sounthern California

No, my friends and followers, I am not dead yet and I am here to stay, so for the ones that were already celebrating, I tell you I fell great and almost 100% recovered. Thank you for your emails and messages from all over the world. I really appreciate them.

It is November and as we are getting closer and closer to the New Year, I cannot think of a better idea than to start to get ready for Tax season, individuals, companies, individuals with businesses, etc.

OREM Southern California Website

Usually I came across people that have a complicated organization system, mainly because they don’t have any, bookkeeping should not be that difficult, it should only record what is important for your tax preparation nothing else.



OREM Northern California



Some people ask me how to get organize; it is not difficult at all. If you are just starting, you have so many choices nowadays; from the simplest excel spreadsheet to the more elaborated accounting software.



If you are in a small business or thinking to start one, I suggest to record your income and expense with excel every month, and also save your receipts and invoices in order just in case you need to get to it.

OREM Northern California Website

However,  if you want to be a bit more organized than that, I suggest getting any of those accounting software at the local electronics store. I have used QuickBooks, Peachtree, and those are not expensive nor difficult to use at all, I remember paying like $80.00 for my very first accounting software, and the cool part of it is that not only you can record all your transactions on it but also you can scan your invoices and attach them into the software, so you always will have access to your invoices and when you are done in the year, it will give you a nice and well organized Financial Statement that will ease a lot your income tax filing, and will keep all  your expenses in track.

OREM Arizona



OREM Arizona

What I have discovered as well is the fact that these financial statements also help you to point out the unnecessary expenses so you can avoid them in the future.

So, please do not wait until the last minute to have all your tax forms ready, all your income and expenses ready for the business owners.

OREM Accounting Tax – Northern California

This was one of the most thrilling trips I have had in years. Definitely driving 6 hrs to San Francisco was totally worth it, this trip reminded me of how beautiful, exiting “and freezing cold” the Bay Area could be. In day one I had scheduled 2 appointments that turned out to be 4, and I ended up working really late, I was tired but really happy.

Enrique introducing OREM Northern California video

Enrique Otarola Video interview

The following 3 days went fast, some say “time flies when you’re having fun”, and although most of the time “if not all” I was working, the time spent meeting new people and developing positive relationships for the future was exciting.

Today I would like to introduce OREM Northern California that will cover the Bay area “city of San Francisco” and Sacramento, I would love to welcome our new team members for the mentioned cities, and our services as well.

OREM Southern California Website

OREM Northern California Website

Services for 2012 in Northern California:

Electronic filing: The easiest and fastest way to file your federal and state income taxes.

Rapid refund services: Your tax refund in just 3 to 10 days instead of 4-8 weeks available for Federal and State.

Rapid refund with check: You'll get your tax refund in just 3 to 10 business days. No more waiting for weeks or months to get your refund money. For popular demand we have rapid refund services for all of our loyal and also for our new clients.

Rapid refund with debit card: You'll get your tax refund in just 3 to 10 business days. This product service is specially designed for those individuals who rather not to have a bank account (due to Tax liens, unpaid debt, collections, unpaid credit cards, unpaid child support, etc) Whatever is your financial situation, we can help with your income tax refund needs

Rapid refund with direct deposit in checking account: You'll get your tax refund in just 3 to 10 business days. We offer rapid refund with direct deposit in to your personal or business checking account. This product service is really helpful for those individuals with busy schedules that travel a lot, or just do not want to come back to their tax accountant office to pick up a check. For whatever reason you have, direct deposit in your checking account can be the tax refund product you are looking for.

Business Solutions for small businesses: Here we’ll help you with: How do I start a business? What do I need to start a business? How do I start my accounting system? Do I need a website? Could you build my website? How do I analyze my target market? And much more…

OREM Southern California Website

OREM Business Solutions Website

I am also proud to introduce my OREM team members. All our team members are licensed by CTEC (the state of California) and the IRS.  Feel free to inquire about our services to any of our team members.

Artem Koshkalda: (San Jose, Santa Clara, Sunnyvale, Mountain View, Palo Alto) Bachelor of Business Administration in Finance and Marketing - Kyle National Economic University-Ukraine. He moved to California and has majored in Accounting/Management Communication -De Anza College-Cupertino, CA. His job experience includes working as Personal Banker at ALFA Bank in Kyiv Ukraine. Currently, Artem Koshal is the Assistant Manager at PIZZAGUYS-San Jose, CA. He is a proud member of the TOASTMASTER Club; Achieved Competent Communication Reward. You can reach Artem or “Art” at (408) 300-2164 (Art speaks Russian and Ukranian)

Artem’s introductory video

Andy Liao (P01540670) Andy has works as a credit analyst. He has managed and analyzed portfolios. Andy has a Bachelors of Science in Accounting from the  NSU. Andy will be completing his Master of Accountancy next year.

Andy's introductory video

Tatyana Shvets CTEC A237305 (San Mateo, Foster City, Belmont, San Carlos) has over three (3) years of experience in accounting in the business environment. She has experience with accounts receivable, accounts payable. She is a certified tax preparer and has his degree in Bachelor of Business Administration in Corporate Finance (San Francisco State University). Her computer skills include: Word, Excel, Power Point , Access and Outlook.

Tatyana’s introductory video

Zenon Lopez (San Francisco, South San Francisco, and Saly City) has 2 years of experience in San Francisco. His job experience includes working as a tax adviser. He has worked with QuickBooks preparing Account Payable and Account Receivable. Zenon Lopez speaks Spanish and uses Sign Language to communicate with his clients. Mr. Lopez has his B.A. in Business Administration (Accounting) and his Associate degree in Arts (Accounting). One of his biggest accomplishments was making the Dean List at ROP of San Mateo- GDP 3.50; Certificate in Accounting. 

Zenon’s introductory video

Mark Newland has 4 years of experience working with a multinational accounting firm and a regional accounting firm. Mark had worked in financial audits for non for profits. His experience includes working with small business tax issues, and multi-state sales taxes, Cross border; CA/US tax issues and strategies for individuals. Mark is very knowledgeable about taxes and financial statements. His education includes: Bachelors of Science in Accounting, Finance, International Business and Banking at San Francisco University, you can reach Mark at (650) 464-1776

Art Koshkalda: (San Jose, Santa Clara, Sunnyvale, Mountain View, Palo Alto) Bachelor of Business Administration in Finance and Marketing - Kyle National Economic University-Ukraine. He moved to California and has majored in Accounting/Management Communication -De Anza College-Cupertino, CA. His job experience includes working as Personal Banker at ALFA Bank in Kyiv Ukraine. Currently, Artem Koshal is the Assistant Manager at PIZZAGUYS-San Jose, CA. He is a proud member of the TOASTMASTER Club; Achieved Competent Communication Reward. You can reach Artem or “Art” at (408) 300-2164 (Art speaks Russian and Ukrainian)

Art’s introductory video

*** if you want to be part of our team, please click this link ***

Introducing OREM Accounting Tax Arizona - Phoenix

Hi everybody, I am so proud to announce OREM Accounting Taxation Representation LLC has officially stepped in Arizona State, let me introduce OREM Accounting Tax Arizona, and also my team members who will be helping us to take care of all your Income tax and Business needs this 2012 tax season.

OREM Accounting Tax Arizona Website                               Enrique introduces OREM Arizona video

Services for 2012 in Arizona:

Electronic filing: The easiest and fastest way to file your federal and state income taxes.

Rapid refund services: Your tax refund in just three to ten days instead of 4-8 weeks available for Federal and State.

Rapid refund with check: You will get your tax refund in just three to ten business days. No more waiting weeks or months to get your refund money. Due to popular demand we have rapid refund services for all of our loyal and also for our new clients.

Rapid refund with debit card: You will get your tax refund in just three to ten business days. This product service is specially designed for those individuals who rather not to have a bank account (due to Tax liens, unpaid debt, collections, unpaid credit cards, unpaid child support, etc) Whatever is your financial situation, we can help with your income tax refund needs.


Rapid refund with direct deposit in checking account: You will get your tax refund in just three to ten business days. We offer rapid refund with direct deposit in to your personal or business checking account. This product service is really helpful for those individuals with busy schedules that travel a lot, or just do not want to come back to their tax accountant office to pick up a check. For whatever reason you have, direct deposit in your checking account can be the tax refund product you are looking for.

Business Solutions for small businesses: Here we’ll help you with: How do I start a business? What do I need to start a business? Do I need a website? Could you build my website? How do I analyze my target market? And much more…

OREM Business Solutions

I am also proud to introduce my OREM team members. All our team members are licensed by CTEC (the state of California) and the IRS.  Feel free to inquire about our services to any of our team members.

Shawn White (Scottsdale, AZ) Shawn has experience working as an Executive assistant, office manager and customer’s service representative. Not only administrative but also accounting experience. She has exceptional customer’s service skills. Shawn will be graduating with an Associate’s Degree in Accounting next year.

Shawn’s introductory Video

Josue Tinoco IRS P1847163 (Meza, AZ) Josue has worked as a credit analyst. He has managed and analyzed portfolios for over $12 M. Josue has a Bachelors of Science in Accounting from the ASU. Josue will be completing his Master of Accountancy next year. (Josue habla espanol)

Josue’s introductory video

Thu Nguyen IRS P1528330 (Phoenix, AZ) Thu is a college graduate with a major in accounting and finance. She has experience with federal income tax for individuals and businesses. Thu had worked as a volunteer tax preparer in the VITA tax program, and she also had online training and was certified by the IRS

Thu’s introductory video

Barbara Russell (Glendale, AZ) Barbara has experience working as an Administrative assistant in Real Estate, office manager and customer’s service representative. Not only administrative but also Tax accounting experience. She has exceptional customer’s service skills.

Barbara's introductory video

*** If you want to be part of our Amazing team, feel free to email us, tell us about yourself. Free training available for daring individuals in AZ***