As of today October 10, 2013, we
are still facing the government shutdown and the beginning of Obamacare.
The same day of the shutdown as
millions of American I tried to create an account with the Health Care Reform
Act or Obamacare, and I obtained an error message when I was transferred to
Cover California (CA healthcare open market.) I waited for a few days to see if
I would be able to create my account. However, I still got an error message.
Some of my clients were affected by the shutdown because some late
income tax filers submitted their tax forms expecting a refund. However, instead some of them got
a letter telling them because the shutdown will delay their tax refunds. The
IRS is only processing income tax forms that have payment attached to them
Other clients that have filed late for prior years and expecting some tax refunds
are in stand by.
Other clients are worried that
their federal unemployment extension would cut any minute since they come from
federal funds.
Some other clients with big
retirement funds are really concerned that the default in place will definitely
impact negatively.
Other wealthy clients with real
estate and stock investments are concerned with the value of their investments
that are going down every day that this shutdown is in place.
I can only imagine that my
undocumented clients are also concerned because this political game will delay
the approval of an immigration reform, which also worries me a little bit since
that is income that I will lose if I don’t have new clients to process.
Going back to Obamacare, last
night I was able to finely complete my account. I was able to log on and
What really surprises me is the
fact that the political game affects the life of my clients.
For instance the states that have
Republican governors reject the stimulus money or the Obama money as commonly
referred. These states don’t have the nearly two year unemployment extension
like California does, and they have the regular six month UI benefits.
The new health care is another example;
In California the healthcare can be free for a single individual with 24K
income, or only $24/ month for somebody who earns $33K.
Of course that I understand all
this money won’t be forever but just long enough to help people to deal with
the still weak economy.
 |
| Having drinks in Dallas TX with Hal and ex Boss KC |
In my specific case I can tell you
that due to the stroke I suffered last year in September 2012, I’m considered
to have a pre existing condition. Last year when I called one of this health
care companies I was told that my pre existing condition and that my only
choice is to sign for Obamacare when it is available, I think is great that it
is available now for me and for other people that needs it.
And as for the Texas exploring
markets experience last month, it went well.
I think I will end up travelling a
lot in the near future teaching basic accounting for individuals and taxes for
small businesses all over the place in America.
